Financing Options for NRIs Investing in Real Estate

[{"selector":"#anim-7158ed37-b5aa-48cb-a614-2cbc750b1031","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] NRIs have different financing options that are available for commercial property investment. Here’s a simpler breakdown of how NRIs can buy commercial property in India:

Some banks provide home loans directly to NRIs based on commercial property purchase but with much stricter criteria for loan eligibility and higher interest rates as well compared to resident loans.

[{"selector":"#anim-1d044f2f-4c41-4249-8a00-0debb5ce6100","keyframes":{"transform":["translate3d(-105%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-93108f98-2cd2-4b94-95de-28b58c026e1c","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-a6f06593-eb2b-49b1-993f-dd5d3d2b2c52","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}]

Different financial institutions offer NRIs commercial real estate loans with terms that are tailored to their needs. Before taking loans from these institutions do a thorough research of all their terms and conditions of repaying those loans and conditions with it.

[{"selector":"#anim-032dc6bf-254a-4718-8c23-b7b3daea9c1d","keyframes":{"transform":["translate3d(104.21052%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-d23ec7c7-c6f1-4f5c-858c-2e27537510ba","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-63c6bdaf-0516-4528-8300-b5bd861b151f","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}]

NRIs should factor in all financing options and choose the best that suits their needs and requirements and help them reach their financial aim.

[{"selector":"#anim-8a547941-9968-41ff-9ee5-be9ec1f6e4ff","keyframes":{"transform":["translate3d(-106.84211%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-64ec60da-8a49-4e23-834c-805a93ed40ce","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-8ce8cf04-08b7-4cb2-a716-051226f0cfc2","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}]

Taxation Implications for NRIs

[{"selector":"#anim-e6d5d8a6-08ec-4066-85ce-182dcea1b6d8","keyframes":{"transform":["translate3d(102.89473%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-b3782870-b681-4dc4-9da3-43d4075647dc","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-7ff5a2d0-2439-410b-b9fb-b60f2e1e7295","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] NRI is directly subject to different taxations from the returns or the rental income of the commercial property in India. The tax rate is controlled through their NRI status along with the DTAA between their country of residence and India. It’s better to consult a professional from real estate or a legal advisor to understand tax obligations and tax benefits.

[{"selector":"#anim-5236466f-ddfa-4a27-9439-441613b05a12","keyframes":{"transform":["translate3d(-105.52632%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-f6076908-b341-4f6f-a7c8-e8da4ddda3f2","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-971aec27-8a32-4817-84c7-3b959d2d5bca","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] NRIs have multiple financing options for property investment in India, from specialized home loans, Commercial loans, Taxation implications for NRIs. Understanding these options and their benefits can help NRIs make sound financial decisions and achieve their investment goals. Whether you're looking for competitive loan rates, tax benefits, or repatriation ease, there's a financing solution that fits your needs. Read Out for More

www.omaxe.com

[{"selector":"#anim-308346f3-8dbb-4a7e-8a60-a08db3a2afae","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}]